Solar company went out of business: your options
Three warranties, two of them survive. What to do first, and why the chapter number matters.
Written by HyreSolar Research Desk Primary-source research; not legal or financial advice
The short answer
If your solar company went out of business, your options are to claim on manufacturer warranties directly, file a claim in the bankruptcy if there is one, ask your lender for relief if the system was financed, and hire a new licensed company for the work.
Panel and inverter warranties come from the manufacturers and survive. The workmanship warranty came from the installer and usually does not.
Whether the company filed Chapter 7 (liquidation) or Chapter 11 (reorganization) decides almost everything else. In Chapter 11 a court can let the business keep servicing systems; in Chapter 7 nobody is left to.
Check your contract first: which promises survive
| Promise | Whose | Survives? |
|---|---|---|
| Panel and inverter product warranty | Manufacturer | Yes |
| Panel performance warranty | Manufacturer | Yes, if you can show output |
| Workmanship and roof-leak cover | Installer | Unlikely |
| Production or savings guarantee | Installer or financier | Unlikely, unless a financier gave it |
| Your solar loan | You, to the lender | Yes, in full |
| A lease or PPA | The system owner | Likely: the owner may be a financier still trading |
Option 1: find the chapter, then the claim
Bankruptcy courts publish case pages for large filings. Titan Solar Power, for example, filed Chapter 7 in the District of Arizona and its case page lists the deadlines.
In Chapter 7, file a proof of claim by the bar date: it costs little and is the only route to any distribution. In Chapter 11, watch for a sale or plan that says which customer obligations a buyer takes on. Large national cases are covered at Sunnova and SunPower.
Option 2: claim on the manufacturer warranty
Register the equipment yourself if the installer never did. Read the exclusions: Enphase’s warranty excludes the labor of removing and reinstalling a covered product, and requires notice within 90 days of finding a defect.
You will pay a new contractor for labor even when the part is free. Inverter replacement cost shows what that labor runs.
Option 3: the lender route
When Pink Energy went into Chapter 7, North Carolina’s attorney general and eight others wrote to five solar lenders asking them to suspend payments and interest for affected customers.
The lesson: when the installer is gone, the party still in the relationship is whoever holds your loan. Write to it, explain what was not delivered, and ask what relief is available. Keep paying while you do.
Step by step
- 1Get the system running
Lost production is not reimbursed. A licensed contractor inspection comes first.
- 2Find the bankruptcy chapter and court
- 3Register equipment with each manufacturer
Note claim deadlines.
- 4Secure monitoring and export production history
- 5File a proof of claim if there is an estate
- 6Write to your lender
- 7Ask your state contractor board about a recovery fund or bond
Some states have one for licensed contractors.
When to get help
Complain to your state attorney general: volume of complaints is what produced the Pink Energy action. A consumer attorney is worth a call if you are paying a loan for a system that never worked.
When you are ready
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Keep learningQuestions
Is my solar warranty void if the installer goes out of business?
Do I still have to pay my solar loan if the installer went bankrupt?
Who can repair my system now?
Sources and retrieval dates
- Enphase Energy Limited Warranty, IQ Microinverters , labor excluded; 90-day claim notice Retrieved 22 October 2026.
- US Bankruptcy Court, District of Arizona, In re Titan Solar Power, Inc. Retrieved 22 October 2026.
- North Carolina DOJ, AG asks five solar lenders to suspend payments for Pink Energy customers Retrieved 22 October 2026.
- Sunnova Energy International, Chapter 11 press release filed with the SEC , June 2025, Southern District of Texas Retrieved 22 October 2026.
- SunPower Corp, Form 8-K filed 6 August 2024 (SEC EDGAR) , Chapter 11, District of Delaware, Case No. 24-11649 Retrieved 22 October 2026.
This page explains how solar contracts and consumer rules usually work and links the documents it relies on.
It is general information, not legal, tax or financial advice; your own contract and your state’s law decide your case.
For a dispute, speak to a lawyer licensed in your state or your state attorney general’s consumer office. HyreSolar does not install, finance, lease or sell solar.